About
Your success is our success
“Our clients are the most important visitors to our premises.
They are not dependent on us. We are dependent on them.
They are not an interruption of our work. They are the purpose of it.
They are not an outsider to our business. They are part of it.
We are not doing them a favor by serving them.
They are doing us a favor by giving us an opportunity to do so.
Our clients are people who bring us their wants.
It is our job to handle them profitably, to them and to ourselves.”
— Anonymous Author
Get clarity with DeLuca Veale
As an investor, you have questions, and we have answers. We manage your wealth by listening to you, understanding your objectives, and aligning our investment activities with them.
We frequently meet prospective investors who do not have clear information and disclosure from their current advisors, leaving them with many important questions, including:
Who is managing my money and what qualifications and experience do they have?
What are my funds being invested in and why?
How are my investments being managed over time?
What are the fees for financial advice and investment management?
How are my investments performing over time relative to general markets?
At DeLuca Veale, our mandate is to conduct business with clarity and transparency from the very beginning of our relationship with our clients. We know that knowledge is power and we want our clients to be fully informed, stay close to their investments, and maintain an ongoing open dialogue with us as their investment managers.
We work directly for you and only you.
In many cases, investors find portfolio managers through a bank, a mutual fund company, or an investment dealer; these managers tend to come at a relatively high cost as a result of working for the investor through a third party.
That is why it is so important to hire a portfolio manager who will work directly for you and who will not be influenced by outside interests.
We are a fully independent, experienced, and accredited portfolio management firm and, as such, we are not incented to sell specific third-party investment products or mutual funds to our clients. You can be certain that the only interests we serve at DeLuca Veale are those of our clients.
No two investors are alike.
Every client we work with has their own unique story, and managing your portfolio starts with gaining a thorough understanding of you as an individual and as an investor. We do this by listening and learning about you. We want to know what your goals are, your personal risk tolerance, and what you are expecting from your investments. This is fundamental to our process and it is how the relationship with our firm begins.
Once you are a client of our firm, you can expect to remain fully involved in determining your investment strategies and risk tolerance. This is an empowering and enjoyable process. There is no better feeling when dealing with your finances than having full knowledge and control of all the options available to you.
We are well positioned to serve our clients’ insurance needs as we have a comprehensive view of their wishes, objectives, and personal and family circumstances. We offer both life and accident and sickness insurance from a wide variety of Canadian Insurance companies as a value-added service to our clients.
Informed and in control.
The specific investment models we construct and manage put the shares of some of the best and most profitable businesses in the world directly into our clients’ portfolios. As accredited Portfolio Managers, we are able to employ our investment management expertise saving our investors from added management fees. However, we will use a third-party manager or exchange-traded fund from time to time to invest in specialty markets, such as international or small-cap markets, or to diversify accounts that are not large enough to do so with individual stocks or bonds.
Trust and transparency.
Managing investments is where we spend the majority of our time. The stock-and-bond investments we manage for our clients are held safely within a custodian account in the client’s name. This gives our clients the same Canadian Investor Protection Fund (CIPF) coverage that they would enjoy at any of Investment Industry Regulatory Organization of Canada (IIROC) firm in Canada.
DeLuca Veale creates quarterly reports to complement monthly reports that are issued directly to clients by the custodian. Our process is very clean and unbundled so our clients can clearly see their investments, their fees, and how their portfolio is performing.
Independent
We work directly for you and only you.
In many cases, investors find portfolio managers through a bank, a mutual fund company, or an investment dealer; these managers tend to come at a relatively high cost as a result of working for the investor through a third party.
That is why it is so important to hire a portfolio manager who will work directly for you and who will not be influenced by outside interests.
We are a fully independent, experienced, and accredited portfolio management firm and, as such, we are not incented to sell specific third-party investment products or mutual funds to our clients. You can be certain that the only interests we serve at DeLuca Veale are those of our clients.
Personalized
No two investors are alike.
Every client we work with has their own unique story, and managing your portfolio starts with gaining a thorough understanding of you as an individual and as an investor. We do this by listening to you and learning about you. We want to know what your goals are, what your personal tolerance for risk is, and what you are expecting from your investments. This is fundamental to our process and it is how the relationship with our firm begins.
This process informs and guides our decisions as we determine what you should be invested in. Once we mutually agree on your investment strategy, we get to work and start putting the pieces together for you. You can be confident that you have experienced, expert managers working on your behalf to maximize returns on your investment portfolio.
To fully serve our clientele, we offer both life and accident and sickness insurance as a value-added service. We are well positioned to serve our clients’ insurance needs, as we have a comprehensive view of their wishes, objectives, and personal and family circumstances.
Knowledgable
Informed and in control.
Our investors are better equipped to tolerate volatile markets because they understand what they are invested in. For this reason, our clients are largely invested in individual companies, which allows them to clearly see what they own, giving them confidence and clarity. This is particularly valuable in periods of negative market returns, because it is all too easy to turn your back on a portfolio, exchange-traded funds, or mutual funds when markets sell off—selling at lows is how investors hurt themselves and lose money. Holding in bad markets is much easier when you see what companies you are invested in. This is because you can make informed, unhurried business decisions about each investment and determine whether the current stock price represents a problem with the company or whether it is simply a short-term blip in the stock market itself. In most cases, the latter scenario is true because of the type of large and stable businesses we prefer to invest in.
The specific investment models we construct and manage put the shares of some of the best and most profitable businesses in the world directly into our clients’ portfolios. Wherever possible, we employ our investment management expertise rather than third-party portfolio managers to avoid added management fees. However, we will use a third-party manager or exchange-traded fund from time to time to invest in specialty markets, such as international or small-cap markets, or to diversify accounts that are not large enough to do so with individual stocks or bonds.
Transparent
Trust and transparency.
Managing investments is where we spend the majority of our time. The stock-and-bond investments we manage for our clients are held safely within a custodian account in the client’s name. This gives our clients the same Canadian Investor Protection Fund (CIPF) coverage that they would enjoy at any of Investment Industry Regulatory Organization of Canada (IIROC) firm in Canada. DeLuca Veale creates quarterly reports to complement monthly reports that are issued directly to clients by the custodian. Our process is very clean and unbundled so our clients can clearly see their investments and how they are performing.