Our Most Commonly Asked Questions
Our clients typically have $1,000,000 to $10,000,000 or more in investment assets and are either enjoying retirement or ready to start diligently planning for it. They value working with experienced professionals who not only manage their investments with care and discipline but also guide them through every major financial decision along the way — helping them build confidence and clarity for the future.
Many of our clients are referred to us by existing clients or a professional such as an accountant or lawyer. We also regularly meet new clients who discover us on their own — individuals and families seeking a more personalized, transparent, and disciplined approach to managing their wealth. Whether you’ve been referred or found us independently, our process starts the same way: by getting to know you, understanding your goals, and designing a strategy that aligns with your vision for the future.
A financial institution that is separate from DeLuca Veale, known as a custodian, provides safekeeping of your investments as well as providing your monthly statements, tax slips, retirement savings plan contribution receipts, and related documents. Like most portfolio management firms in Canada, DeLuca Veale does not hold any non-discretionary publicly traded investment assets. Clients assets are held at our custodian: Aviso Wealth (formerly Credential Securities Inc.), with the exception of legacy RealStream Limited Partnership Units, which are held by DeLuca Veale Investment Counsel. Aviso Wealth is regulated by the Canadian Investment Regulatory Organization (CIRO) and are thus is a member of the Canadian Investor Protection Fund (CIPF). We take care of the entire account-opening process and transfers on behalf of the custodian. Upon new client assets being transferred successfully to the custodian, DeLuca Veale then takes over the day-to-day investment management of each account as per the objectives of the client.
We are a fee-based investment management firm. This means we charge a fee on the assets we manage for the services we provide — we do not earn sales commissions on the stocks or bonds we trade for our clients. This structure ensures our interests are fully aligned with yours — when your portfolio grows, we succeed together. Our fees cover our portfolio management and comprehensive financial counsel to you as our client.
RealStream includes both the RealStream Income Properties Limited Partnership (RealStream LP) and the RealStream Real Estate Investment Trust (RealStream REIT) collectively, “RealStream”. RealStream is a portfolio of income-producing real estate investments, designed for Canadians who want to benefit from real estate ownership – without the day-to-day management. Managed locally by our experienced real estate professionals, they provide access to a diversified portfolio of commercial properties that generate steady income and long-term growth potential. Only RealStream REIT is currently available for sale. RealStream REIT invests solely in units of RealStream LP.
RealStream includes both the RealStream Income Properties Limited Partnership (RealStream LP) and the RealStream Real Estate Investment Trust (RealStream REIT) collectively, “RealStream”. RealStream is managed by RealStream Asset Management Inc. on behalf of the unitholders. RealStream Asset Management is a wholly owned subsidiary of DeLuca Veale Investment Counsel Inc.
A Portfolio Manager is a licensed investment professional who is legally and ethically obligated to act in your best interest. Unlike advisors who sell investment products, Portfolio Managers are fiduciaries — they make objective decisions on your behalf, tailored to your goals, risk tolerance, and financial situation.
At DeLuca Veale, our Portfolio Managers are discretionary managers, meaning they actively manage your investments day to day, so you don’t have to. They monitor markets, adjust portfolios, and ensure your strategy stays aligned with your long-term objectives — giving you the benefit of expert management, transparency, and peace of mind.
Yes, online account viewing is available via a secure portal from this website. Quarterly performance reports are also available detailing your returns, holdings, and fees charged to your account.
Insurance Solutions are available through DeLuca Veale Insurance Services Inc. (DVIS). We offer a full range of life insurance products through many of Canada’s premier insurance companies.
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